Institutional 1st quarter market update
Unprecedented actions in the economy are underway, but the longer term impacts are still largely unknown.

Unprecedented actions in the economy are underway, but the longer term impacts are still largely unknown.
The COVID-19 lockdown is working but, from an investment perspective, don’t try to time it.
We are beginning to see some signs of stabilization that can lend some optimism for our eventual recovery.
Look back over time and you’ll see that despite severe downturns, markets have recovered.
Lower interest rates make it cheaper to take out loans, but also reduce earnings for savers.
Volatility is likely to continue, but some trends may be emerging for those who focus on the long term.
We are in the midst of an exogenous shock which could be accelerating or decelerating—no one really knows.
Use found money to pay off debt, bolster savings, or fund retirement.
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