Shelly  Gigante

Shelly Gigante

Shelly Gigante specializes in personal finance issues. Her work has appeared in a variety of publications and news websites.

Whole life insurance policies are not all the same. Families should look beyond price.
There are a variety of ways to save for college, but don't compromise your retirement.
Families that merge must take steps to align their values and vision surrounding their assets and debt.
If you don’t need your Social Security checks for living expenses, you have options. Here’s when it might make sense to claim early.
Women face more financial uncertainty than men. Here’s how to take back control.
Disability income insurance can help protect divorcees in the event of an illness or accident endangering alimony.
How to be emotionally and financially prepared to care for your sibling with special needs.
Health insurance can be costly if you retire before you are Medicare eligible. Explore your options.
Also known as second-to-die insurance, it's life insurance which covers two policyowners and pays-off at the second death.
The breadwinning parent might have added home or career costs if the at-home parent passes away.
To control your tuition costs, start with schools that offer generous scholarships and financial aid.
Converting a term life policy to permanent coverage may help you meet your financial goals.
Divorce can be costly both financially and emotionally; these 4 alternatives may offer an easier out.
Invested assets and the cash value from whole life insurance can potentially help seniors cover rising health care costs.
Few families are using tax-friendly 529 plans to save for college.
You can save, supplement your retirement, pay off debt, or invest for growth.
Through penalties, underfunding, or dividend goofs, you may be giving the IRS more than you owe.
Adult children may be legally responsible for their parents' long-term care costs.