Shelly  Gigante

Shelly Gigante

Shelly Gigante specializes in personal finance issues. Her work has appeared in a variety of publications and news websites.

Taking steps to safeguard your financial future can bring great comfort in moments of grief.
Your 20s and early 30s represent a rare opportunity to capitalize on the time value of money.
Most family caregivers act out of love, but they can incur costs that may impact their own financial well-being.
Some couples may be able to claim bigger deductions and lower their tax rate after "I do."
Protect your income, which is your biggest asset, with disability income insurance in the event that you can't work.
Trump Accounts give children a new pathway to help build wealth, but parents should consider the benefits and limitations before they contribute.
Stretching your retirement withdrawal rate to help ensure that your money lasts as long as you do.
You don’t need a six-figure salary to start growing your net worth. You just need to start early and be consistent.
Swapping life insurance or an annuity for long-term care options can be a possibility.
There are many financial opportunities — and potential pitfalls — for gay and lesbian couples.
Families with more than one child enrolled in college will no longer get a discount. Here’s how to plan.
Try to strike a balance between quality of care and your optimal retirement lifestyle.
If you qualify for a Roth IRA, it might make sense to limit a 401(k) to employer match.
Time to see if your saving and spending plans are on track or need a course correction.
Employer-provided programs may not cover what many people need.
Out-of-pocket health care costs in retirement can be significantly higher for seniors who age alone, especially for single women.
Becoming a new parent comes with a lot of new considerations and responsibilities.
The choices we make on the off-ramp to retirement can determine whether we outlive our savings.