Savings and Debt

A custodial Roth IRA, or Roth IRA for kids, can help your child learn the importance of saving and investing while building a strong financial foundation.

Have you saved enough to be financially on track for the retirement you want? What to do if you are not.

College costs, slim scholarship odds, and growing student debt are the three financial realities every family must face. Here's what the numbers say — and how to plan ahead.

These popular savings benchmarks, adjusted for your circumstances, can help you assess if you’re on track.

It depends on your state, the type of debt you have, and how you structure your assets.

Many experts say you should have 3× your salary saved for retirement by 40. See how to benchmark your progress — and how to catch up if you're behind.

There are some ways to possibly mitigate the hefty cost of an advanced degree.

DINKs need a bigger financial war chest to pay for long-term care expenses as they age.

From student loans to mortgages, debt offers opportunities … and risks. Know both.

If you plan to loan money to family, there are some key questions and considerations you should keep in mind.

Along with the tax paperwork, this is a good time to check on your retirement planning, protection, and other financial needs.

When mortgage rates drop, homeowners can potentially reduce their monthly payment. Here’s how to perform a cost-benefit analysis.

An assortment of ways for setting, measuring, and achieving savings goals in your early and later years.

College graduates struggling with college debt may have different student loan repayment options.

Retiree tips for qualifying for a mortgage without employment income.

A windfall can help you pay down debt, fund your retirement, or purchase a house, but planning is key.

Understand these tactics for paying off debt from using proceeds from retirement plan distributions to Social Security tactics.

If you qualify, Direct Loans can lighten your tuition burden. But borrow smart.