Living Mutual

Living mutual has always been at the core of our human existence, and it's the principle that's guided us since our founding in 1851. It's not a concept we invented, but one we champion for the simple reason that people take it for granted today.

Couples who blend their money may have a healthier marriage.

The selection of an insurer for a pension transfer by a plan sponsor comes specific responsibilities.

Acceptance rates at top schools are in single digits. Can an admissions counselor help? 

Debt and lower incomes present headwinds to wealth accumulation in the African American community.

In some cases renting may mean less cost, fewer chores, and more fun.

The odds of winning the lottery are more than 1 in 292 million. But the odds of suffering a disability?

The financial considerations for stepparents may be more complex than the ones for biological parents.

Happy Boss's Day? Mid-level bosses may suffer from stress levels higher than most.

Buying a life insurance policy for your child or grandchild can help them protect their future financially.

Knowing the differences between a mutual and stock insurer is key before purchasing your life insurance policy. 

You want to be able to transfer your assets to the next generation with as little red tape as possible.

How advisors can make it easier for small businesses to implement retirement savings plans for their employees.

Know your partner’s finances; create a cohabitation agreement to mitigate risk.

Understanding how life insurers manage risks may be helpful for employers considering pension options.

Getting a policy early in life costs less than when you’re older and leaves options open. 

Crowdfunding is one way to raise money in an emergency, but it's no substitute for insurance.

Many financial advisors see the opportunity, but they are reluctant to engage.

Through tax credits, corporate incentives, and savings, you may be able to afford to adopt.