Retirement

Wondering what a QLAC is and how it works, especially with RMDs? Learn the pros and cons of a qualified longevity annuity contract for your retirement.

Most Americans are falling short of their retirement savings goals. Here are three hard financial realities about retirement — and what you can do to prepare.

These popular savings benchmarks, adjusted for your circumstances, can help you assess if you’re on track.

Learn what an IRA is, how traditional and Roth IRAs differ, and what they can do for your retirement savings.

Many experts say you should have 3× your salary saved for retirement by 40. See how to benchmark your progress — and how to catch up if you're behind.

Stretching your retirement withdrawal rate to help ensure that your money lasts as long as you do.

Home health aides, assisted living, or nursing homes can be a major expense.

Try to strike a balance between quality of care and your optimal retirement lifestyle.

Beyond administration, they can help keep your investment philosophy on track.

If you qualify for a Roth IRA, it might make sense to limit a 401(k) to employer match.

Time to see if your saving and spending plans are on track or need a course correction.

Making backdoor Roth and mega backdoor Roth contributions can be excellent retirement savings strategies for high earners.

The choices we make on the off-ramp to retirement can determine whether we outlive our savings.

DINKs need a bigger financial war chest to pay for long-term care expenses as they age.

Generic financial formulas are useful guidelines, but some hold up better than others.

Following these time-tested investment principles may get you from the present to retirement.

To retain control of your options as you get older, make plans and formalize key documents ahead of time.

Be strategic with your accounts and Social Security to lower your tax bill in retirement.