Amy Fontinelle

Amy Fontinelle

Amy Fontinelle is a personal finance writer focusing on budgeting, credit cards, mortgages, real estate, investing, and other topics.

Custodial accounts, custodial 529s, and Coverdell ESAs each offer different tax, financial aid, and control trade-offs for families saving for a child.
Borrowing for college is often the best path to a fulfilling career and a financially secure future.
Learn how to protect your credit score in retirement with tips on autopay, credit freezes, disputing errors, and using alternative credit data.
55-and-older communities offer amenities and social life for active adults, but may have limits as you age. Learn what to research before you buy.
Transferring colleges can mean lost credits, extra time to graduate, and social disruption — but it can also save money. Here's how to limit the costs.
Your credit score still matters in retirement. It can affect borrowing, insurance rates, and even assisted living. Here's why you may need to keep it up.
Planning a quinceañera, bar/bat mitzvah, or sweet 16 for your teenager? Here's what you need to know about costs, saving strategies, and paying for a milestone celebration.
Estate planning documents protect your assets and provide for your loved ones. Discover what estate planning includes and why it matters for every adult.
Learn why and how to buy life insurance for an aging parent, including policy types, requirements, timing, and tax considerations for adult children.
Learn how the benefits of the two different types of 529 plans can ease the burden of paying for college.
If you’re a grandparent raising grandchildren, you’ll face several challenges that biological parents don’t.
An early retirement offer is more than a lump sum. Learn how to evaluate the severance, health insurance, stock vesting, taxes, and emotional impact.
Accepting a loan from parents can feel like an easy fix, but emotional dynamics and tax rules complicate it. Here is what to know before you borrow.
To achieve FIRE — financial independence, retire early — takes extra planning and determination.
Just lost your job? These 5 financial moves — from filing for unemployment to cutting spending — can help stabilize your finances fast.
Discover how disability and student loans intersect, including your eligibility for new financial aid. Learn about discharge options if you become disabled.
A custodial Roth IRA, or Roth IRA for kids, can help your child learn the importance of saving and investing while building a strong financial foundation.
Have you saved enough to be financially on track for the retirement you want? What to do if you are not.