Insurance

Life insurance riders let you customize your policy with added benefits — from coverage options to long-term care — for a wide range of needs and life stages.

Women have less life insurance coverage than men, which may leave their loved ones at risk.

Protect your income, which is your biggest asset, with disability income insurance in the event that you can't work.

Swapping life insurance or an annuity for long-term care options can be a possibility.

Qualifying for government benefits to cover a disability can be challenging, so having additional protection is wise.

Some types of life insurance have an attractive feature beyond the death benefit.

Try to strike a balance between quality of care and your optimal retirement lifestyle.

Employer-provided programs may not cover what many people need.

If you would incur financial hardship behind someone's possible passing, life insurance is justified.

A participating policy essentially allows the policyowner to share in the insurance company's financial success.

The right life insurance policy not only protects your family from financial risk, but also aligns with what you can afford.

Certain kinds of coverage can help those with medical issues cover final expenses.

Whole life insurance policies are not all the same. Families should look beyond price.

Disability income insurance can help protect divorcees in the event of an illness or accident endangering alimony.

Also known as second-to-die insurance, it's life insurance which covers two policyowners and pays-off at the second death.

The breadwinning parent might have added home or career costs if the at-home parent passes away.

Converting a term life policy to permanent coverage may help you meet your financial goals.

A number of factors go into the calculation, but it’s often less than you think.