Shelly Gigante: Senior Contributor

Beneficiaries can use life insurance death benefits any way they want. Know your options.

The bilingual brain may be better equipped to problem solve ... and potentially command a higher paycheck.

Financial challenges include possibly higher costs for housing and health care.

Informal money pools provide a source of alternative financing for Hispanic and other immigrant communities.

Hackers and fraudsters who target your personal data are not going away. Protect yourself, and your accounts.

Latinos live longer and, statistically, have less saved for retirement.

Parents can show children valuable money skills during back-to-school shopping season.

DI insurance can help protect divorcees in the event of a disability.

Taking steps to safeguard your financial future can bring great comfort in moments of grief.

These moves can help you navigate some of the school money challenges you may face.

An acceptance and financial aid package can be pulled at any time due to cause.

Savvy borrowers who negotiate terms land the best loans.

State regulators provide strict oversight of life insurance companies, but consumers can protect themselves too.

Families with more than one child enrolled in college will no longer get a discount. Here’s how to plan.

Try to strike a balance between quality of care and your optimal retirement lifestyle.

Swapping life insurance for long-term care options can be a possibility.

Stretching your retirement withdrawal rate to help ensure that your money lasts as long as you do.

Most family caregivers act out of love, but can incur costs that may impact their own financial well-being.

Shelly Gigante