Allen Wastler

Preparing for a downturn is about recognizing your age, spreading risk, and establishing the financial cushion you need to weather storms without making panic decisions.

A number of factors go into the calculation, but it’s often less than you think.

Shopping for term life insurance in your 50s? Learn how age affects premiums, what coverage you may really need, and why policy features can matter as much as price.

Ratings can help you determine if your carrier should be financially strong enough to meet its commitments now and in the future.

What’s appropriate for your own personal situation will depend on a range of factors.

Discover the 7 key factors to consider when shopping for term life insurance, from coverage amounts and term lengths to riders and financial strength.

If you are looking for flexibility when it comes to paying premiums, universal life insurance may be a solution.

Retirement is a journey that should start early with steady navigation. Have a road map.

Helping one another should be appreciated, honored, and celebrated, both in history and in the present day.

Along with the tax paperwork, this is a good time to check on your retirement planning, protection, and other financial needs.

As you travel along your financial journey, you need to focus on your short and long-term goals.

It’s important to understand the actual math behind IUL insurance's investment performance.

An assortment of ways for setting, measuring, and achieving savings goals in your early and later years.

Yes, you can access funds through a policy loan, but understand the possible impacts to coverage and tax implications.

In addition to protection, life insurance can offset challenges that arise in passing on an inheritance.

Life insurance can offer a solution to some of the challenges of transferring estates and businesses. Take the case of a farm.

Individual preferences and goals can differ and evolve, but there are concepts everyone should know before committing dollars.

A whole life policy may provide just the right combination of protection and long-term financial value.