David Freitag, CLU, ChFC, CRPC

The numbers aren’t adding up to a positive outlook for the program. That needs to be fixed.

Qualifying for government benefits to cover a disability can be challenging, so having additional protection is wise.

There’s a way to tap benefits now, and make up for some of the early withdrawal later through voluntary suspension.

Survivor benefits differ from spousal benefits and require a careful strategy choice.

It contains critical information for your retirement, so make sure you have access to it.

Every year brings changes to benefits. Here’s what recipients need to know about what’s ahead.

There’s a chance your Social Security check just got larger, especially if you are still working.

Spousal benefits can be an important and fundamental part of a good retirement plan, but know what goes into the calculation.

A new law may mean a boost in payments for many workers and their spouses. There could be retroactive benefits from 2024 as well.

The size of the monthly benefit check depends on a combination of wage history, marital status, longevity guesswork, and retirement decision-making.

These changes impact both workers who are collecting benefits and workers who have not yet filed for benefits. And some may get a tax hit.

It can be confusing, but coverage decisions need to be made by December 7.

Combining two Social Security benefit tactics may provide a cash infusion for some seniors.

About a third of people don't know what they should, according to our quiz results.

It’s startling how little people really know about what could be their biggest asset in retirement.