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Long term care

Hospice care is an important option for families to consider for a loved one. 

It's a difficult topic to discuss, but options for long-term care should be considered.

Out-of-pocket health care costs in retirement are much higher for senior singles than for senior couples. 

Swapping life insurance for long-term care options can be a possibility.

Longer lives and rising costs mean long-term care options have to be considered.

Adult children may be legally responsible for their parents' long-term care costs.