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Debt

Americans are back to one of their worst financial vices – jacking up credit card debt.

You blew your budget on holiday gifts. Financial experts offer tips for paring down debt. 

Savvy borrowers who negotiate terms land the best loans.

High-income earners who reach the tax limit can use their bigger paychecks for financial gain. 

Informal money pools provide a source of credit for Hispanic and other immigrant communities.

A 401(k) loan can be a ready source of funds in an emergency, but there are risks involved.