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Debt

Savvy borrowers who negotiate terms land the best loans.

Guide to loan shopping

If you plan to loan money to family, there are some key questions and considerations you should keep in mind.

Loaning money to family: Questions to ask

Retiree tips for qualifying for a mortgage without employment income.

Mortgage in retirement

Paying off debt is important, but not at the expense of savings and retirement plans.

Managing debt in a balanced way

With interest rates rising, borrowers may pay more for loans but savers may welcome the higher yields. 

Interest rate impact

You blew your budget on holiday gifts. Financial experts offer tips for paring down debt. 

A MassMutual advisor can help

Refinancing your student loans with a variable or fixed interest rate is a big decision. 

Student loan refi

Don’t let college costs, market volatility, or longevity risk give you nightmares.

MassMutual can help you face your financial fears

Crowdfunding is one way to raise money in an emergency, but it's no substitute for insurance.

MassMutual can help with your insurance needs.

Not all debt is bad. But it takes knowledge and vigilance to maintain the balance.

SOAF Debt challenges

Young adult cancer survivors face financial challenges that other age groups don’t.

Young adults and cancer costs

Higher-income households are more confident, but still worry about the American dream.   

MassMutual survey: Optimism amid sandwich generation fears

Refinancing or consolidating your student loans can lower payments but change important terms.

Refinancing student loans

Maintain your credit score with sound financial strategy, less debt, and fewer credit cards. 

Credit improvement

If you don’t know what you’re doing, your extra student loan payments could be going to waste.

Repaying student loans early

More high school graduates are putting college on hold. 

Gap year

There are good, and not so good, ways to come up with a down payment to buy a home.

House down payment

Use found money to pay off debt, bolster savings, or fund retirement.

Found money