Debt

If you don’t know what you’re doing, your extra student loan payments could be going to waste.

More high school graduates are putting college on hold. 

There are good, and not so good, ways to come up with a down payment to buy a home.

Use found money to pay off debt, bolster savings, or fund retirement.

With interest rates rising, borrowers may pay more for loans but savers may welcome the higher yields. 

Refinancing or consolidating your student loans can lower payments but change important terms.

College graduates struggling with student loan debt have options.

If you qualify, Direct Loans can lighten your tuition burden. But borrow smart.

Know your partner's money habits before you say "I will."

View the elimination of debt as a long-term financial goal and create a schedule and plan.

Americans are back to one of their worst financial vices – jacking up credit card debt.

You blew your budget on holiday gifts. Financial experts offer tips for paring down debt. 

Savvy borrowers who negotiate terms land the best loans.

High-income earners who reach the tax limit can use their bigger paychecks for financial gain. 

Don’t let college costs, market volatility, or longevity risk give you nightmares.

Informal money pools provide a source of credit for Hispanic and other immigrant communities.

A 401(k) loan can be a ready source of funds in an emergency, but there are risks involved.

Crowdfunding is one way to raise money in an emergency, but it's no substitute for insurance.