Retirement needs vs. RMD rules — and the QLAC
When longevity concerns bump up against drawdown rules, look at this special contract provision.

When longevity concerns bump up against drawdown rules, look at this special contract provision.
Annuities come in many forms with many different provisions. Here are some useful terms.
Protect your portfolio against a market downturn with diversification, asset allocation, or an annuity.
Retirement accounts and deferred tax financial products are possible solutions.
Various aims can be accomplished, depending on the type of annuity involved.
Annuities may provide you with an additional source of reliable income now, in retirement, or in the future.
These four steps can help insulate your retirement savings from inflation.
Legislators are discussing adding more retirement timeline flexibility and new savings features.
When stock and bond markets get volatile, many investors look to move their money into less uncertain areas.
A retirement funded by interest income alone needs sufficient savings and a plan to offset inflation.
It often depends on the goal you are trying to achieve.
Some annuities offer a rider that can switch a market-growth focus to guaranteed income.
Annuities are often disparaged by financial pundits. The criticism often misses the point.
Think annuities are kind of a dry subject? They actually pop up in history more often than you may think.
America’s retirement numbers aren’t adding up, but innovation and growing awareness may offer some relief.
There are a variety of annuities that offer different payouts and benefits.
Recognizing these challenges ahead of time is the first step to mitigating them.
Investors should know what they are, how they work, and why they’re there.
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