Retiring and Investing

Securities backed lending lets you borrow against your non-retirement investments for life’s opportunities like major purchases, tax obligations, bridge financing, business funding, and more.

Financial challenges for solo agers include possibly higher costs for housing and health care.

It’s never too late to close the gap by taking advantage of catch-up contribution opportunities.

Your credit score still matters in retirement. It can affect borrowing, insurance rates, and even assisted living. Here's why you may need to keep it up.

The central question entering the fourth quarter is whether earnings, AI investment, and labor-market stability can continue to offset costs.

Four strategies to consider when you have to take an RMD from your retirement accounts during a stock market decline.

Tax diversification means using pretax, Roth, and tax-free accounts to fund retirement. Learn how each account type can help you reduce your tax burden.

Long-term goals are fine, but have a plan in place for inevitable market setbacks.

A Roth conversion can lower your future tax bill, but this strategy is not the right move for every retirement saver. Learn who benefits most and when to act.

Compare fixed with variable annuities: guaranteed interest or market growth. Learn which fits your retirement goals and risk tolerance.

With longer life expectancies and, statistically, less saved for retirement, Hispanic families face unique challenges in securing their financial future.

Look beyond your account balance for insights that can help you keep your savings on course.

You may be able to keep more of your wealth by being mindful of the tax treatment status of your investment accounts.

An early retirement offer is more than a lump sum. Learn how to evaluate the severance, health insurance, stock vesting, taxes, and emotional impact.

To achieve FIRE — financial independence, retire early — takes extra planning and determination.

Investors use this method to strike a balance between playing the market and staying on the sidelines.

A GLWB rider can add guaranteed lifetime income to a growth-focused annuity. Learn how it works, what it costs, and whether it fits your retirement plan.

The numbers aren’t adding up to a positive outlook for the program. That needs to be fixed.