Articles by Thomas Charla

Help protect your business in case of a disability through overhead expense insurance.

A compensation program that uses life insurance to entice and keep key executives at your company.

Someday you'll have to turn over the reins to someone else. Plan for it.

They protect against the 5 D's: death, disability, divorce, departure, and disqualification.

When it comes to putting a price on the business, too many owners decide to go it alone.

After selling your business, you need a strategy to convert proceeds into sources of retirement income.

Preparing for the unexpected may help you avoid unpleasant outcomes, like liquidation.

Is an advisory council, comprised of your business peers, right for your business?

Life and disability income insurance can help protect and retain the stars of your business.

Sure, there’s financial planning. But retirement takes some organizational and emotional preparation too.

Paying off debt is important, but not at the expense of savings and retirement plans.

Helping your employees keep their plans on track actually benefits your operation in the long run.

Envisioning your retirement in three distinct stages, or "buckets," may help your planning.

Understand the level of risk you are personally willing to accept before committing money to investments.

Helping employees with finances can add value to your business through productivity and talent gains.

Get your employees to pay attention to their financial planning and future.

Sorting your expenses between the necessary and discretionary will help prepare your budget for bumps.

By giving your employees effective financial education, you can help them reduce short-term financial stress.

Thomas Charla