Living Mutual

Living mutual has always been at the core of our human existence, and it's the principle that's guided us since our founding in 1851. It's not a concept we invented, but one we champion for the simple reason that people take it for granted today.

There are benefit and quality-of-life consequences to working a long-distance job.

Long distance jobs

Use found money to pay off debt, bolster savings, or fund retirement.

Found money

Scammers defraud seniors of billions of dollars per year, but you can take preventative steps.

Senior scams

Preparing for the unexpected may help you avoid unpleasant outcomes, like liquidation.

Going concern

Hospice care is an important option for families to consider for a loved one. 

Hospice care

Injuries happen. Disability income insurance can help lighten the financial burden. 

Using disability insurance

A timeline for managing your loved one's final affairs.

Timeline for managing final affairs


Ways for a business to attract and retain great employees.

Key employees

Expert advice can end up saving lots of time and money in the long run.

Working with a financial advisor

Employers and employees alike are learning more about how voluntary benefits can enhance financial wellness.

Democracy at work

Both Roth IRAs and traditional IRAs can help you save for retirement. But they have different rules.

Roth vs. traditional IRAs

Keeping track of your medical history is vital to managing costs, maintaining optimal health.

Personal health records

College graduates struggling with student loan debt have options.

Student loan debt

Getaways are better if you don't come home with debt.

Planning your vacation

Open, honest dialogue with spouses, kids, and aging parents can potentially help you meet your financial goals.

Money taboos

Voluntary benefits are gaining momentum as employers increasingly focus on employees’ financial wellness.

Security begins at work

Before saying 'I do' again, explore a prenuptial agreement, revising your will, estate plan or trust. 

Second marriage finances

Straight donations are the most direct, but here are three other options.

College donations through life insurance